Apply online safely and securely with Lux Loans

How to Submit Your Online Loan Application

Lux Loans and Best Mortgage Rate are both licensed trade names under the same parent company American Mortgage and Insurance Inc. - Learn more on the ABOUT US page.

You can locate our licensing information on the Nationwide Mortgage Licensing System database, via their consumer access portal by searching for our NMLS# 375788.

You can also visit our LICENSING page.


To maintain the highest level of online security, the loan application portal is encrypted and is only accessible on the Best Mortgage Rate  website.

Having a concentrated operations team also means greater efficiency in the loan process, and a more streamlined experience for our clients.

Click the APPLY NOW link below to open the  encrypted online application page.

Click Here to APPLY NOW

HELPFUL TIP: Make sure when you apply that you are not using a private browser, such as Chrome INCOGNITO.

For the online application program to launch properly you will need to have browser "cookies" enabled, which is deactivated in a private browser mode.


More information about Best Mortgage Rate  and the loan application process can be found on their FAQ page.

Specific instructions related to completing the online application is listed under the "HOW DO I START A LOAN APPLICATION" section.